Core Services
SmartP Digital Solutions and Financial Services Limited: Agency banking, POS distribution, merchant onboarding, bill payments, and transfers. SmartPay MFB: Savings accounts, loans, credit facilities, and mobile banking solutions.
welcome to our company
Executive Summary
SmartPay Finance Limited, a subsidiary of BICTECH GROUP INCORPORATION, aims to revolutionize financial services in Nigeria through innovative solutions. With two core pillars, SmartP Digital Solutions and Financial Services Limited (agency banking) and SmartPay Microfinance Bank (MFB), the company is strategically positioned to drive financial inclusion, bridge the digital divide, and foster economic growth. By 2029, SmartPay Finance Limited aspires to grow into a multimillion-dollar enterprise, providing seamless, accessible, and secure financial services across Nigeria
Mission Statement
To become the leading digital financial service provider in Africa, driving financial inclusion through innovative and secure solutions.
Vision Statement
To empower individuals and businesses by providing accessible, reliable, and seamless financial services tailored to their needs.
Our Products & Services
- POS distribution and support services
- Agency banking (cash withdrawal/deposit, funds transfer)
- Utility bill payments and airtime purchases
- Merchant onboarding and business management tools
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Savings and Deposits:
- High-interest savings plans
- Student savings accounts
- Group savings schemes
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Loan Products:
- Microloans
- SME loans
- Personal loans
- Digital Banking: Mobile app for seamless banking
Operations
Key Activities
- Fintech mobile app development
- Agent and staff training
- Cyber security measures
Location
Operations based in regional hubs with a strong digital presence.
Technology
Scalable IT infrastructure supported by BICTECH GROUP's expertise and other partners.
Operations
-
Key Activities
- Fintech mobile app development
- Agent and staff training
- Cyber security measures
-
Location
Operations based in regional hubs with a strong digital presence.
-
Technology
Scalable IT infrastructure supported by BICTECH GROUP’s expertise.
Management & Organization
SmartPay is led by a dedicated and experienced team committed to driving financial inclusion and innovation. Our structure fosters collaboration and efficiency, ensuring we deliver the best possible service to our customers.
Leadership Team
- Founder & Group CEO: Samuel A. ODEBODE
- Executive Director (MFB): Olayemi Adeniyi Adesuyi
- Independent Directors: Oluwaseun Joseph Adio
Staffing Plan
Our staffing strategy focuses on recruiting skilled personnel with expertise in key areas, enabling us to achieve operational excellence and deliver exceptional customer service.
Instant Settlement
Funds are settled instantly into your bank account. Unlike the traditional T + 1 settlement. This is a bug needed in the market.
Better Fee Structure
The transaction fee on the POS device is not as high as the commercial banks. Merchants currently pay up to NGN 1,200
Transfer/Collection
Every POS terminal comes with a unique bank account. This means that you can now confirm transfers on a POS device, Huge demand in the market
Chargeback and dispute
Our application gives the option to initiate a chargeback request on the POS without visiting the bank to log a dispute.
Our Team
Our team is our pride. Each of the team members is dedicated to delivering the best results to the clients:
CEO / Founder
Prince Samuel A. ODEBODE
Director Smartpay Finance
Olumuyiwa O. ODEBODE
Director Smartpay Finance
Esther B. ODEBODE
Director Smartpay MFB
Olufemi E. KILANKO
Director Smartpay MFB
Temitope R. OJEWUMI
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